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OppFi Inc. is a financial technology company operating in the lending and financial services sector. The company provides a range of loan products designed for non-prime consumers, a demographic often underserved by traditional financial institutions. Their primary offerings include installment loans and credit-building products. OppFi leverages technology to streamline the application and approval process, aiming to offer accessible credit solutions. They partner with banks to originate these loans, operating under a partnership model. The company focuses on financial inclusion, providing an alternative for individuals seeking to improve their credit scores or access funds for various needs. Their market position is within the alternative lending space, catering to a specific segment of the consumer credit market.
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